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Currently Zoned GC-2 and Property has a development plan! water and sewer available. This unique property spans from Fortune Avenue to Friendship Avenue, offering frontage on both streets. Currently zoned General Commercial, the lot may also be rezoned for residential use.

If converted to residential, the property could be split into two separate lots, each suitable for building a single-family home. An excellent opportunity for investors or builders these lots stretch continuously from Fortune Avenue all the way through to Friendship Avenue.

Panama City

1526 Fortune Avenue

None Beds

None Baths

0.42 acres

$130,000

MLS#: 795177

#795202

Fountain

12129 Montclair Road

4 Beds

2 Baths

1,475 Sq.Ft.

$189,000

MLS#: 795202

Panama City

2409 E 16th Street

None Beds

None Baths

0.15 acres

$49,999

MLS#: 794223

Seller offering 2/1 Rate Buy Down Credit!
Some houses you tour. This one you settle into.

It starts on the corner lot, under longleaf pines and oaks that throw real shade by late afternoon -- the kind that makes the back yard usable in August. Behind the full fence there's a fire pit, a garden, stone and gravel walkways, crape myrtle and palm, all of it kept green by full irrigation off a well pump. Come through the double gate on E Russel Ave and there's room to park the boat, the RV, whatever you tow.

Inside, 1,610 square feet of open-concept living under wood floors, with a wood-burning fireplace for the three weeks a year the Panhandle earns one. Craftsman moldings in 6'' and 4'' run throughout -- the detail you notice on the second walkthrough, not the first. The kitchen keeps light shaker cabinets, granite counters and a breakfast bar built for morning conversation, with the laundry room just off it. Three bedrooms, three full baths, every bedroom with its own -- no one negotiates for the shower. Travertine floors and surrounds throughout, with a walk-in travertine shower and jetted tub in the primary.

Evenings belong to the screened back porch that runs nearly the full width of the back of home.

Town of Santa Rosa puts you minutes from shopping, dining and schools, under two miles from the Choctawhatchee Bay boat launch, and ten minutes from Emerald Coast sand! Some photos are virtually staged.

Santa Rosa Beach

115 Indian Woman Road

3 Beds

3 Baths

1,610 Sq.Ft.

$438,000

MLS#: 795057

The door opens and the room does something most rooms don't -- it goes up. Eleven-foot ceilings lift the whole space, and the light that comes with them is bay light: wide, moving, a little different every hour. This is the top of Marina Landing, and from up here St. Andrews Bay isn't a view you go looking for. It's simply there, in every window, in every room.

Mornings start slow. Coffee on the balcony while the water is still glass and the first boats ease out of the marina below. By ten the bay has picked up its chop and its color, and the light comes off it and onto your ceilings in a way you'll catch yourself watching from the kitchen. Afternoons belong to the water -- paddle board, boat, or the long walk down to the pier.

Three bedrooms and three full baths mean the people you love can actually stay. Guests wake up to the same bay you do. Grandkids claim the balcony. The primary suite faces the water, so the last thing you see at night and the first thing you see in the morning is the bay, quiet and lit.

The 1916-square-foot floor plan lives large without feeling cavernous -- the height does that. The kitchen opens to the living space so no one is cooking alone. 685 square feet of balcony wraps the living areas, wide enough for a real table, a grill, and chairs that don't get folded up and put away. The building's amenities -- gym, owner's party area, private pier, boat slips available to lease next door -- sit just downstairs.

Marina Landing is a residential waterfront community, not a rental building. No vacation rentals, six-month minimum lease. That's why the halls are quiet and the neighbors know your name.

Penthouses in this building don't come up often, and eleven-foot ceilings with bay views from every window is a combination you can't renovate your way into. This one is pristine and ready for you.

Come see what the light does at five o'clock. Some photos are virtually staged.

Panama City Beach

6422 W Highway 98 1406

3 Beds

3 Baths

1,916 Sq.Ft.

$579,000

MLS#: 795048

Fractional Ownership. Share E912H of this beautiful 3 Bedroom/3 Bath Corner unit is now available and entitles owner to 6 weeks of usage each year. This unit is the highest floor fractional unit on the market and is unique in that it is not exposed to any other living units on 3 sides or above. Experience impressive views of East Pass, Gulf of Mexico and Choctaw Bay from over 460 square feet of balconies for your dining, sitting, and sunning pleasure. It offers a perfect blend of comfort, convenience, and luxury for your next getaway. Located in the highly sought-after Emerald Grande at HarborWalk Village, this condo offers unparalleled access to beaches, dining, shopping, and water activities.

Destin

10 Harbor Boulevard E912H

3 Beds

3 Baths

1,456 Sq.Ft.

$54,000

MLS#: 1011614

Positioned on the 7th floor on the desirable west-facing side of Luau I, this spacious studio enjoys Gulf views, a private balcony, and an elevated view across the beautifully landscaped grounds of the Sandestin Golf and Beach Resort. The open layout provides plenty of room to relax, with a king bed, sitting area, dining space, and kitchenette, while large glass doors fill the interior with natural light and frame views across the resort toward the emerald waters of the Gulf of Mexico. Luau I offers a resort experience of its own, highlighted by a tropical lagoon style pool with a swim under waterfall, hot tub, fitness center, grilling area, and rooftop observation deck with panoramic views stretching from the Gulf to Choctawhatchee Bay. Best of all, the sugar white sand and emerald waters of the Gulf are just a short walk away. Beyond Luau, Sandestin Golf and Beach Resort spans 2,400 acres from the beach to the bay and offers championship golf, tennis, a full service marina, watersports, miles of walking and biking paths, and the shopping, dining, and entertainment of The Village of Baytowne Wharf. Grand Boulevard is also just minutes away with additional restaurants, shopping, and entertainment. Whether enjoyed as a personal beach retreat, second home, or vacation rental investment, this 7th floor studio offers an easy way to experience one of the Emerald Coast's most established resort communities.

Miramar Beach

5000 S Sandestin Boulevard UNIT 6706

None Beds

1 Baths

469 Sq.Ft.

$254,900

MLS#: 1011640

This Gulf-front condo delivers exceptional income performance with $117,429 in gross rental receipts and $93,467 in net income over the past 12 months ending August 31, 2026. The condo also has confirmed 2027 snowbird bookings for January, February, and the first week of March, providing guaranteed early-season rental income for the new owner. Additional fall 2027 dates are already reserved, reflecting strong repeat guest demand and consistent year-over-year booking performance.
This beautifully maintained property has been thoughtfully and extensively updated, making it an outstanding turnkey investment opportunity in one of Scenic Gulf Drive's most desirable low-density communities. Recent renovations include both bathrooms completed in Fall 2025, a remodeled kitchen with new cabinetry, countertops, and lighting, new flooring, fresh paint throughout, updated furnishings, custom built-in closet organization in the guest king bedroom, and new smart TVs throughout.
The layout includes three bedrooms, two king bedrooms and a bunk room, plus two bathrooms. The living room and bedrooms feature 10-foot ceilings, creating an open, spacious feel throughout the unit. Enjoy Gulf views from both the living room and the primary bedroom and access the expansive Gulf-front balcony from both spaces. Beach Retreat is a gated community of only 44 residences. It offers 300 feet of private deeded beach, a large resort-style pool and spa, newly updated fitness center, community meeting space free community parking, and an excellent location along Scenic Gulf Drive near Pompano Joe's Restaurant.
Showings were limited during peak rental season, but availability will increase in November and December. With strong rental demand, guaranteed 2027 bookings, premium amenities, and extensive updates, Beach Retreat 209 stands out as a high-income, fully turnkey Gulf-front investment property.

Miramar Beach

2746 Scenic Gulf Drive UNIT 209

3 Beds

2 Baths

1,116 Sq.Ft.

$969,000

MLS#: 1011610

Enjoy listening to the sound of crashing waves from the Gulf while you relax on the terrace of this new three-bedroom two bath Azure of 30A unit. Experience the laid-back quiet environment afforded you in this exclusive 19-unit complex. Just steps away from two beach accesses you can take a leisurely walk to the beach to enjoy evening sunsets. Azure of 30A features a resort style heated pool and a separate spa for you and your guest's year-round enjoyment. Developed by premier builder, Cole construction, units include features such as Mohawk flooring, 10-foot ceilings throughout, 8-foot solid shaker panel doors, smooth finished interior walls and shaker style cabinets with quartz countertops. Three full bedroom units, third BD set up with custom built in bunk beds.

Santa Rosa Beach

70 Martha S Lane # 2-104

3 Beds

2 Baths

1,135 Sq.Ft.

$769,000

MLS#: 1011642

NEW ROOF on this 3-bedroom, 2-bath townhome that's ideally positioned across the street from the community dock on the bayou -bring your boat, SUP, or kayaks! Located in a well-established community, Hidden Cove residents enjoy a variety of amenities including a pool, clubhouse, fitness space, and boat dock (boat slips available). Conveniently situated approx. 2 miles to Eglin's East Gate for easy commuting. Vaulted ceilings in the living room and a wood-burning fireplace are the perfect backdrop for the spacious living area. There's also a versatile alcove under the stairs, offering flexible space ideal for a home office or reading nook. Notables: inside HVAC 2021, outside HVAC 2020, water heater 2020, 2-car garage door 2025, roof & skylights 2026! Schedule to see today!

Valparaiso

62 Hidden Cove Drive

3 Beds

2 Baths

1,473 Sq.Ft.

$259,000

MLS#: 1009437

Looking for some land in North Walton County with pasture, barns, and creek? This 18.56 acres has everything on your check list!!!! Located on property is a 4-bedroom, 2 bath 2592 total sqft home with living room, kitchen, and dining. Home also includes a large back porch and front deck. Property has a well, septic, and power along with 2 separate storage buildings and a large open barn with enclosed work area. Property has a natural flowing creek as well as wooded areas and makes for a perfect hunting retreat or your retirement plan dream. Located in North Walton - one of the most desired locations! House is priced with the knowledge of home needing repairs. Conventional financing only.

Westville

144 ICIE PINE RD Road

4 Beds

2 Baths

1,803 Sq.Ft.

$247,900

MLS#: 1011582

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS
Discover your dream getaway at this stunning end-unit townhome in beautiful Panama City Beach! With 2 huge bedrooms, a newly remodeled interior, and a huge back porch perfect for soaking up the sun, this fully furnished gem is ready for you to move in. Enjoy the community pool and envision the rental potential if you choose to share this paradise. 50K IN RENTAL POTENTIAL! WOW! Ask for A CASH FLOW SHEET! Don't miss out on this opportunity! Call TODAY for a showing! EASY SHOW!

Panama City Beach

35 Chateau Road

2 Beds

2 Baths

1,083 Sq.Ft.

$400,000

MLS#: 785260

Situated on two lots of record, this exceptionally well-maintained property offers a combination of comfortable living and serious storage that can be hard to find.

The standout feature is the approximately 1,400-square-foot detached storage building with two separate garage doors, providing an incredible amount of space for vehicles, boats, tools, equipment, a workshop, or business-related storage. For a contractor, tradesperson, hobbyist, or anyone tired of paying monthly storage fees, this space could be a game changer.

The home itself has been impeccably cared for, with thoughtful upgrades throughout, including oak flooring, upgraded cabinetry, an upgraded HVAC system, metal roof, and teak decking. Mature, manicured landscaping complements the property and reflects the same level of care found throughout the home.

Whether you're looking for a primary residence, investment opportunity, or simply a property with room for all the things that usually don't fit at home, this one offers flexibility that is increasingly difficult to find. All information is deemed reliable and provided for informational purposes; buyers are encouraged to independently verify all details.

Santa Rosa Beach

10 21St Street

2 Beds

2 Baths

1,080 Sq.Ft.

$379,000

MLS#: 1011555

VA assumable loan available at 3% interest rate! If you're looking for the perfect starter home or one you can downsize into that requires very little maintenance, in the heart of Fort Walton Beach, this is it. A reasonable amount of renovations have been made with some room left to put your own twist on things. This is your chance to have a place of your own without breaking the bank. Restaurants, recreational activities, nightlife, commute to military bases, the beach...all just minutes away. Roof is 5 years young and HVAC is 9 years.

Fort Walton Beach

627 Lloyd Street

2 Beds

2 Baths

991 Sq.Ft.

$225,000

MLS#: 1011529

Destin

69 Crystal Beach 14

2 Beds

2 Baths

800 Sq.Ft.

$588,000

MLS#: 1011302

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* Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please review our DMCA policy and learn how to submit a takedown request. © 2024. First Multiple Listing Service, Inc.

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