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ST ANDREWS

One of the most popular communities provided by Gulf Life Real Estate

ST ANDREWS

About ST ANDREWS

Discover St. Andrews in Panama City Beach, Florida

St. Andrews in Panama City Beach (PCB), Florida, is a hidden gem beloved by locals and visitors alike. With its laid-back coastal vibe, historic charm, and vibrant arts scene, this neighborhood offers a unique experience away from the hustle and bustle of busier tourist spots.

Why Visit St. Andrews?

If you’re searching for an authentic Old Florida atmosphere and a tight-knit community, look no further than St. Andrews. Just minutes from the sugar-white beaches of Panama City Beach, this area offers a blend of history, natural beauty, and family-friendly activities.

Top Features of St. Andrews, PCB

  • Historic Downtown
    Stroll along Beck Avenue where you’ll find quaint boutiques, local art galleries, seafood restaurants, and lively pubs.

  • St. Andrews Marina
    This bustling marina is a hotspot for fishing charters, boat rentals, and sunset cruises.

  • Award-Winning Restaurants
    Enjoy fresh Gulf seafood at local favorites like Uncle Ernie’s Bayfront Grill and Hunt’s Oyster Bar.

  • St. Andrews State Park
    Located nearby, this pristine park offers kayaking, hiking trails, snorkeling, swimming, and bird-watching along the stunning Gulf coastline.

  • Farmers’ Market
    Every Saturday, the St. Andrews Waterfront Farmers’ Market brings together local artisans, fresh produce, and live music in a family-friendly atmosphere.

Things to Do in St. Andrews

  1. Explore the History
    Visit the Panama City Publishing Company Museum or embark on a walking tour of historic homes and landmarks.

  2. Enjoy Outdoor Activities
    From paddleboarding in Grand Lagoon to fishing off the pier, outdoor enthusiasts will find plenty to do.

  3. Attend Local Events
    Popular annual events include the St. Andrews Mardi Gras, ArtWalk, and the festive Holiday Boat Parade of Lights.

  4. Shop Local
    Discover handmade jewelry, antiques, and coastal decor at St. Andrews’ unique local shops.

Living in St. Andrews

St. Andrews is not just a place to visit—it’s also a wonderful place to live. Residents enjoy:

  • A walkable, friendly neighborhood
  • Regular community events and farmer’s markets
  • Top-rated schools and parks
  • Proximity to PCB beaches and amenities

How to Get to St. Andrews, Panama City Beach

Located just west of downtown Panama City, St. Andrews is easy to access from US Highway 98 or by boat via St. Andrews Bay. Downtown PCB, Pier Park, and other major attractions are just a quick drive away.

Plan Your Visit to St. Andrews

Whether you’re a foodie, a history buff, or a beach lover, St. Andrews in Panama City Beach, Florida is a must-see destination. Discover why so many return year after year to experience its charm and hospitality.

Ready to explore St. Andrews?
Find more information and up-to-date event listings at the official St. Andrews website.

One of the most popular communities provided by Gulf Life Real Estate
16
# of Listings
3
Avg # of Bedrooms
$0
Avg. $ / Sq.Ft.
$1,257,712
Med. List Price

Browse ST ANDREWS Real Estate Listings

All listings

Under $250,000

$250,000 - $500,000

$500,000 - $1M

$1M - $3M

$3M - $5M

Over $5M

16 Properties Found. Page 1 of 2.

BACK ON THE MARKET AND PRICED TO SELL! The most desirable large tract of land for development in Bay County, This 4.75 +/- acre site on Hwy 390 is cleared, high and dry, and perfectly positioned for retail, hospitality and many potential end users. Just east of Lisenby Ave., across from the Sweet Bay development, this offering features two adjacent parcels, (1330 and 1334 Hwy 390) with over 700 ft. of highway frontage. Contact your developers today, this is a dynamic opportunity.
#771014

Panama City

1330 W Highway 390

None Beds

None Baths

4.75 acres

$2,500,000

MLS#: 771014

Owners will divide! Desirable 4.2 acre property located on busy Hwy 77 in Panama City. There is 330' of road frontage on Hwy 77 with ingress and egress in two locations. Annual average daily traffic count is 30,098 vehicles. The property consists of two metal 60' x 60' retail buildings complete with finished interior space and covered warehouse storage. There is parking at each building and a driveway between. There is no direct cut in the median at this location, but the cut is very nearby so turning in from the opposite side of the road is fairly easy. The back portion of the property is vacant land except for a cement slab where an additional storage building used to be. The sellers retail business is not for sale only the buildings and property. The other business onsite is in a month to month lease. Please do not disturb these tenants. The property has a Panama City address but was annexed by the city of Lynn Haven, so utilities and taxes are through Lynn Haven. Lots of potential with this size lot for teardown and redevelopment as Office, Hotel, Retail, Restaurant, Multi-Family, etc. Sellers will consider owner financing with 20% - 25% down and a 5 year balloon.
#728820

Panama City

3407 S Highway 77

None Beds

None Baths

7,200 Sq.Ft.

$2,495,000

MLS#: 728820

Waterfront Development Opportunity with Entitlements in Place. Bay Breeze Shores is nestled along North Bay in the City of Lynn Haven. This waterfront property offers a rare opportunity for visionary developers and investors. With panoramic water views and wildlife to observe, promising a lifestyle of tranquility and privacy, making it an ideal site for creating an exclusive multifamily community. Conveniently located half a mile to Highway 77 for easy access to Downtown City of Lynn Haven's Restaurants and friendly parks, as well as 15 miles to Northwest Florida Beaches International Airport. Ride golf cart 1 mile to Leslie Porter Wayside Park byway of Bailey Bridge Fishing Pier, to enjoy a Beach-Like feel or bask in the beautiful Florida Sun. Amenities are endless. Dock & Seawall permits in place giving this community direct access to the Gulf. This property's unique location makes it suitable for various types of developments. Whether you envision an upscale residential community with waterfront access or a tranquil rental resort that attracts visitors seeking relaxation to enjoy the natural beauty Florida has to offer. Currently Zoned High Density Residential with an Approved Development Order for 38 units on 2.92 acres. There is an additional .82 acre Out-parcel available for expansion. Entire Property is High and Dry.
#777169

Panama City

1817 Bay Breeze Drive

None Beds

None Baths

2.94 acres

$2,495,000

MLS#: 777169

Multiple use commercial location with restaurant, mini warehouses, and residential rentals. DEVELOPMENT POTENTIAL MOTEL/GAS STATION/FAST FOOD. Starting on the corner of 4100 W. Hwy 98, and 1805 Grant Avenue. m330 ft. approx. on 98 by 232 approx. on Grant Avenue.
#743809

Panama City

4100 W Hwy 98

None Beds

None Baths

15,000 Sq.Ft.

$2,129,000

MLS#: 743809

2.12 Acres of improved Commercial Vacant Land located on North Tyndall Parkway! This property features approximately 330 feet of frontage along Tyndall Parkway and approximately 280 feet deep, utilities onsite, a 3000 sqft 40X75 Metal Warehouse and a 480 sqft 20x24 Garage. Property is centrally located to Tyndall Air Force Base, boat landings, shopping, parks, restaurants and more. Verify all dimensions, and information if important.
#770649

Panama City

535 N Tyndall Parkway

None Beds

None Baths

2.12 acres

$1,500,000

MLS#: 770649

REDUCED and READY FOR NEW DEVELOPMENT! One of the few large tracts of Commercial Land available on the 23rd St. corridor. With no height restriction and no wetlands, this site is also one of the few locations to bring in a high rise apartment, or number of commercial projects. GO SHOW and bring your offers.
#761036

Panama City

1046 W 23rd Street

None Beds

None Baths

1,000 Sq.Ft.

$1,400,000

MLS#: 761036

In Bay County unincorporated, Great parcel for new development of most any retail, office, business or hotel. High and dry with exception of Conservation Easement on NW corner. See agent remarks.
#760060

Panama City

3230 Hwy 77

None Beds

None Baths

5.5 acres

$1,400,000

MLS#: 760060

Desirable 2.1 acre property located on busy Hwy 77 in Panama City. This is being carved out of an original 4.2 acre property shown in the photos. There is 330' of road frontage on Hwy 77 with ingress and egress in two locations. Annual average daily traffic count is 30,098 vehicles. The property consists of one metal 60' x 60' retail building complete with finished interior space and covered warehouse storage. The building being sold is the one of the South side of the property or on the right in the photos. There is parking at the front of the building and an easement will be given to use the driveway to the other building. There is no direct cut in the median at this location, but the cut is very nearby so turning in from the opposite side of the road is fairly easy. The back portion of the property is vacant land. The retail business is not for sale only the building and property. The business onsite is in a month to month lease. Please don't disturb the tenants. The property has a Panama City address, but was annexed by the city of Lynn Haven so utilities and taxes are through City of Lynn Haven.
#752649

Panama City

3407 S Highway 77

None Beds

None Baths

3,600 Sq.Ft.

$1,300,000

MLS#: 752649

Spectacular Views from this 3 Bed/3Bath Bayfront unit in Harbour Village! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intracoastal Waterway from the master suite, living area, dining room, and kitchen. The open layout features double front door, a gourmet kitchen with sleek stainless steel appliances, granite countertops, a spacious breakfast bar, and ample cabinetry, luxury vinyl plank (LVP) flooring, sliding glass doors from Living room & Master to the spacious Balcony. The Master Bathroom features a double vanity, a soaking garden tub, a tiled walk-in shower, and a generous walk-in closet. The second bedroom has a private bath. Elegant crown molding adorns the entire unit and modern lighting fixtures enhance the entire unit. Condo owner has 2 boat slips (1 with 16,000lb lift) and 2 climate controlled storage units, included in the sale. Harbour Village offers an array of premium amenities, including a heated waterfront pool with bay views, a state-of-the-art fitness center, a grand clubhouse, a private community park (dogs allowed) with a garden, a covered parking garage, an outdoor fireplace with a cozy seating area, a grilling gazebo with access to Oaks by the Bay Park. Just steps away, Historic St. Andrews beckons with its active marina (currently being upgraded), restaurants, scenic waterfront parks, and unique boutique shops. Seize this rare opportunity to own a slice of coastal elegance and modern sophistication in one of Bay County's most coveted communities. Schedule your private tour today! All info taken from appraiser and sizes approx., Buyer to verify all info.
#784000

Panama City

3001 W 10th Street 203

3 Beds

3 Baths

1,997 Sq.Ft.

$900,000

MLS#: 784000

Prime 2.5-5 Acre Residential Development Opportunity - Lisenby Ave, Panama City, FL Two contiguous 2.5-acre parcels (5 acres total) positioned just outside the sought-after Sweet Bay community. This site offers exceptional potential for residential development with R-1 zoning allowing up to 8 DU/acre with a Development Order (DO). Location Advantage: Minutes from Publix, Sweet Bay, and the newly expanded 6-lane Hwy 390, providing direct access to downtown Panama City, the beaches, and major regional employers. Site Characteristics: Approximately 5 acres, partially cleared, mostly level, with dual access from Lisenby Ave and Fairland Ave. Development Potential: Ideal for infill housing, residential subdivision, or small community development within one of Panama City's fastest-growing corridors. Zoning Flexibility: R-1 zoning with DO approval for up to 8 units per acre makes this a strong candidate for multi-phase or higher-density residential concepts. Owner Financing Available: Flexible terms considered for qualified buyers.
#782084

Panama City

00 Lisenby Avenue

None Beds

None Baths

2.5 acres

$750,000

MLS#: 782084

Prime 2.5-5 Acre Residential Development Opportunity - Lisenby Ave, Panama City, FL Two contiguous 2.5-acre parcels (5 acres total) positioned just outside the sought-after Sweet Bay community. This site offers exceptional potential for residential development with R-1 zoning allowing up to 8 DU/acre with a Development Order (DO). Location Advantage: Minutes from Publix, SweetBay, and the newly expanded 6-lane Hwy 390, providing direct access to downtown Panama City, the beaches, and major regional employers. Site Characteristics: Approximately 5 acres, partially cleared, mostly level, with dual access from Lisenby Ave and Fairland Ave. Development Potential: Ideal for infill housing, residential subdivision, or small community development within one of Panama City's fastest-growing corridors. Zoning Flexibility: R-1 zoning with DO approval for up to 8 units per acre makes this a strong candidate for multi-phase or higher-density residential concepts. Owner Financing Available: Flexible terms considered for qualified buyers.
#782082

Panama City

0 Lisenby Avenue

None Beds

None Baths

2.5 acres

$750,000

MLS#: 782082

Bring an offer, seller is motivated. A rare opportunity to own on the top floor in Harbour Village! Discover an unparalleled coastal lifestyle in this exquisite 3-bedroom, 3-bathroom Bayfront condominium at Harbour Village, a prestigious gated community in the heart of Historic St. Andrews—a place residents proudly call home! This top-floor residence boasts soaring 11ft ceilings and over 2,000 square feet of thoughtfully designed living space. Revel in breathtaking views of St. Andrews Bay, Shell Island, and the Intracoastal Waterway from the master suite, living area, dining room, and kitchen. Watch boats glide by and dolphins dance from the comfort of your private balcony. The open-concept layout features a gourmet kitchen with sleek stainless steel appliances, granite countertops, a spacious breakfast bar, and ample cabinetry. The updated laundry room includes a tankless water heater, luxury vinyl plank (LVP) flooring, new cabinetry with quartz countertops, and convenient pantry shelving along with a commercial ice maker. Unwind in the expansive master suite, complete with a charming window seat offering additional storage. The luxurious ensuite bathroom features a double vanity, a soaking garden tub, a tiled walk-in shower, and a generous walk-in closet. The second bedroom includes a private ensuite with a shower/tub combo. Elegant crown molding adorns the entire unit and modern lighting fixtures enhance the entire unit all updated in 2024. Harbour Village offers an array of premium amenities, including a heated waterfront pool with bay views, a state-of-the-art fitness center, a grand clubhouse, a private community park with a garden, a covered parking garage, an outdoor fireplace with a cozy seating area, and a grilling gazebo. Just steps away, Historic St. Andrews beckons with its vibrant marinas, top-tier restaurants, scenic waterfront parks, and unique boutique shops. Whether you're boating, dining, or soaking in the scenery, this condo places you at the center of it all. Seize this rare opportunity to own a slice of coastal elegance and modern sophistication in one of Bay County's most coveted communities. Schedule your private tour today! Large 18x40'boat slip with 12,000lb lift is included in the sale along with a deeded 10x5 climate controlled storage unit!
#780440

Panama City

3001 W 10th Street 711

3 Beds

3 Baths

2,001 Sq.Ft.

$749,900

MLS#: 780440

Harbour Village at Historic St. Andrews is an upscale bayfront condominium community, offering luxurious waterfront living in the heart of the vibrant Historic St. Andrews neighborhood. Completed in 2006, this eight-story, 116-unit mid-rise building overlooks the tranquil waters of St. Andrews Bay, blending modern elegance with the area's rich nautical heritage—once a 19th-century fishing village now alive with marinas, eclectic shops along Beck Avenue, and farm-to-table dining just steps away. Gated for security and designed for community connection, Harbour Village appeals to discerning buyers seeking a serene yet social retreat, with no short-term rentals to preserve its residential tranquility. Residents enjoy resort-style amenities that elevate everyday coastal life: a sparkling swimming pool for laps or lounging, a state-of-the-art fitness center, a versatile community room for gatherings and planned social events, an inviting outdoor fireplace for evening chats, and direct access to a private marina with deeded boat slips—ideal for effortless cruises to Shell Island or red drum fishing in the bay. Unit 202 features a West-facing private balcony framing stunning sunset views over the water. Access the balcony from either the Living Room or the Master Suite. The unit boasts many thoughtful upgrades and custom decor, fostering a sense of timeless sophistication that must be seen in person to appreciate. Nestled between St. Andrews Marina and the lush Oaks by the Bay Park (with its boardwalks, ancient live oaks, and holiday light displays), the community is a short stroll to local gems: Alice's on Bayview daily specials, Uncle Ernie's Bayfront Grill for fresh grouper, FINNS for island-style tacos, or the Saturday farmers' market bursting with artisan goods. Quick drives via U.S. 98 lead to Panama City Beach's sugar-white sands or downtown's cultural spots, while Bay District Schools, including nearby Lucille Moore Elementary with its chorus and running clubs, serve families seeking strong elementary options. Harbour Village is a hidden bayside haven where history, harbor breezes, and heartfelt community converge—schedule your private tour today to experience it firsthand.
#781590

Panama City

3001 W 10th Street 202

2 Beds

2 Baths

1,496 Sq.Ft.

$475,000

MLS#: 781590

Wake up to sweeping bay views in this beautifully updated 2-bedroom, 2-bath condominium at Harbour Village, perfectly positioned on St. Andrew Bay in the heart of historic St. Andrews. Offering 1,252 square feet of thoughtfully designed living space, this fourth-floor residence combines timeless character with modern upgrades, abundant storage, and an unbeatable location. The open-concept floor plan flows seamlessly from the kitchen into the living area, ideal for everyday living and entertaining. The kitchen has been tastefully refreshed with new appliances, newly painted cabinetry, granite countertops, tile backsplash, a new sink, and an instant hot water tap. Original warm hardwood floors add charm throughout, while recent interior paint provides a clean, move-in-ready feel. The living room is filled with natural light and stunning water views, featuring large windows with automatic blinds and direct access to the spacious balcony. Enjoy bay breezes year-round from the resurfaced balcony, complete with a retractable screen. The primary suite is a true retreat with beautiful bay views, built-in shelving and cabinetry, and a well-appointed bath featuring a large walk-in shower, updated double vanity with raised counters, a water closet, a walk-in closet, and an additional oversized storage closet. The second bedroom and bath provide comfortable accommodations for guests or a home office. Additional upgrades include a new washer and dryer, plus a dehumidifier integrated into the HVAC system for added comfort. This unit includes two parking spaces, with elevator access from the garage conveniently located near the residence. The fourth-floor elevation offers lovely views overlooking the park above the parking garage. Harbour Village is a gated community that does not allow short-term rentals, fostering a quiet, established atmosphere. Amenities include a large community room, a bayfront pool, and a fitness center. Located within walking distance to the St. Andrews Marina, waterfront parks, local shops, restaurants, and a weekend farmers market, this home places you in the center of one of Panama City's most vibrant and revitalized areas. Just a short drive away are the world-famous white-sand beaches, beachside venues, and downtown Panama City. Come experience bayfront living and become part of this welcoming, well-established community at Harbour Village.
#783257

Panama City

3001 W 10th Street 415

2 Beds

2 Baths

1,252 Sq.Ft.

$429,500

MLS#: 783257

Investment Opportunity! This is a turnkey Mobile Home Park for sale that is located in the heart of Panama City. All three 2023 homes are like new and ready to go! The property is easily accessible and is convenient to Tyndall Air Force Base. This setup is streamlined to be income producing. Whether you are an experienced Investor or just entering the mobile home park space, this property could offer long-term potential. Contact your favorite realtor today to schedule your showing.
#784802

Panama City

2721 E 19th Street

9 Beds

6 Baths

3,192 Sq.Ft.

$425,000

MLS#: 784802

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